Pin It Now! I love this Christmas card - even though it has some technical flaws. :) The star pop up in the middle is hand cut; I didn't have any kind of a pattern or template. The tips turned out blunter than I wanted, but overall I think it has a nice form.
The pictures and sentiment are all Microsoft Word. It's an oldie but goodie - and it always works! The frame on the front is K & Co, I believe.